I'm not sure where I left off, but I'll start where I'm at and go from there.
This has been one of the hardest weeks of my life thus far. My ex-husband text me this week and asked me if I had been in a car accident because he went to get new insurance and they were telling him he had an accident on his record. This text struck me as odd because we had a deal where he would pay the insurance for me as long as we stayed on the same insurance to keep his rates down due to his horrible driving record and my phenomenal driving record. So as I attempted to get a hold of him I called the insurance company. I quickly found out that I haven't had insurance since August 23rd, 2012. I never received notification from the DMV that I was having any kind of issue with my papers or whatnot. I finally got in touch with my ex and he told me that he thought I had gotten new insurance and that's why he got kicked off of our policy together. I attempted to call the DMV and that was a serious joke in itself. If you call the number listed on the website you are immediately transferred to a recording telling you that the call volume is too high and to try again later. I finally got a hold of someone through the insurance department and the guy told me that both my license and registration were suspended but he didn't know anything else. Great!
The next day I went with my roommate downtown to a dealership that I knew of in an attempt to trade my truck in and get another car in his name that I would pay for. That was an epic fail. On the way there I was being very cautious of cops due to the fact that I was driving on a suspended everything. Of course less than 1/2 a mile away from the dealership I was pulled over by a city cop. She came up to the window and asked me how I was doing. I replied that I was having a horrible day and she asked why. I proceeded to explain to her my situation and that I knew I was driving when I shouldn't be. She ran my license and then told me that because I was being honest and trying to fix the situation she wasn't going to write me a ticket. It made my day that there is still some good in the world. Once we got to the dealership they tried to offer me $1000 for my truck, which wouldn't even pay it off and then asked for $3500 down on the car I was looking at. HA! My ass, KBB listed my truck with the miles it had on it for trade in value of $3900 and retail value of $7000. We left and stopped at a parking lot around the block so that I could call my old mechanic. I asked him if he would be interested in buying my truck for $2400, the amount I owed on it. He asked if it was in good working condition and I told him it was, just that it needed new tires and an oil change. He said bring it on down!
The next day my roommate and I ventured the hour and fifteen minute drive down to Canandaigua on back roads. My mechanic took a quick look at my truck and told me to take all the paperwork into the office for his mom to go through everything, sent out one of his minions to take the plates off for me and that was that. I didn't cry like I thought I was going to. I took a picture and posted it on facebook for final closure. We went up to the DMV so I could turn in my plates and find out how incredibly screwed I was. I sat down with one of the ladies at the little desks and started figuring things out. Come to find out my license is suspended until May 21st and I can't register a vehicle until August 23rd. I can file for a restricted license which will allow me to drive to and from work and doctor appointments and that would cost me a little less than $80 and then when my suspension is up I have to pay $50 to lift the suspension. But due to how long its been since I haven't had insurance I am not allowed to pay the $1000 fines to have the right to register a car again, I just have to wait. So overall not too bad. I thought I was going to have to pay thousands and thousands of dollars to the state to fix this situation.
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